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Insurance & Payment Options
Financial Flexibility at Male Fertility & Sexual Medicine Specialists
We are a contracted provider of all major PPO health insurance plans. To verify insurance coverage, please inquire directly with our financial coordinator using our secure online form.
Please note that depending upon your insurance benefits, you may be responsible for fees not paid for or covered by your insurance.
If you do not have insurance coverage, we also accept several forms of payment including cash, check, and credit cards (American Express, Visa, MasterCard & Discover).
TIP: We recommend keeping track of your out-of-pocket medical expenses. Annual medical expenses that exceed 7.5% of your total adjusted gross income are tax deductible. This includes travel expenses and meals associated with the medical treatment. Go to publication #502 on www.irs.gov or ask your tax advisor.
Financing Options for Vasectomy Reversal Surgery
There are many financing option programs available online for medical procedures. Often medical loan companies advertise for plastic surgery loans, but other procedures are available for financing. You can find additional loan options by searching online for "medical loan", "surgery loan" and "plastic surgery loan.” To verify if your financing program is suitable, please inquire directly with our financial coordinator using our secure online form.
We offer CareCredit to make it easier for you to get the treatment and care you want and need. CareCredit, a part of GE Capital, and the nation’s leader in patient financing has a variety of payment plans for you. Depending on your procedure, you can conveniently pay over time with a Low Monthly Payment Plan that fits comfortably into your lifestyle and budget.
Apply now or to learn more about CareCredit, please contact us.
List of PPO Plans We Accept*
Anthem Blue Cross
Blue Shield PPO/Federal Blue Shield
Delta Health Systems
Employee Benefits Admin
Principal Life Insurance
San Diego & Imperial County School
San Diego Electrical Health
XiMed Medical Group
*This list is NOT all-inclusive. If your provider is not listed, please call (619) 286-3520 to find out if we accept your PPO plan.
PLEASE NOTE: When applying for a medical loan, be sure to include ALL fees, including surgeon, facility, anesthesia and loan administration fees. All fees are the patient's responsibility. Male Fertility & Sexual Medicine Specialists can help you to ensure that you have considered all of the costs. Our office will not be responsible for any shortfall between loan amounts and your final cost, so please be sure to consider all fees involved. The surgeon's fee must be paid in full prior to your procedure.