Insurance & Payment Options

Financial Flexibility at Male Fertility & Sexual Medicine Specialists

Insurance Coverage

We are a contracted provider of all major PPO health insurance plans. To verify insurance coverage, please inquire directly with our financial coordinator using our secure online form.

Please note that depending upon your insurance benefits, you may be responsible for fees not paid for or covered by your insurance.

Payment Options

If you do not have insurance coverage, we also accept several forms of payment including cash, check, and credit cards (American Express, Visa, MasterCard & Discover).

Visa, MasterCard and American Express accepted

TIP: We recommend keeping track of your out-of-pocket medical expenses. Annual medical expenses that exceed 7.5% of your total adjusted gross income are tax deductible. This includes travel expenses and meals associated with the medical treatment. Go to publication #502 on or ask your tax advisor.

Financing Options for Vasectomy Reversal Surgery

There are many financing option programs available online for medical procedures. Often medical loan companies advertise for plastic surgery loans, but other procedures are available for financing. You can find additional loan options by searching online for "medical loan", "surgery loan" and "plastic surgery loan.” To verify if your financing program is suitable, please inquire directly with our financial coordinator using our secure online form.

Financing Advantages

  • All procedure fees can be included
  • Surgeon’s fee is at discounted rate
  • Easy online applications
  • Flexible terms

Financing Disadvantages

  • Applications
  • Credit check
  • Finance charges
    depending on your credit

List of PPO Plans We Accept*

Anthem Blue Cross
Beech Street/PHCS
Blue Shield PPO/Federal Blue Shield
Delta Health Systems
Great West
Health Net
Tricare Standard
United Healthcare
First Health
Employee Benefits Admin
Principal Life Insurance
San Diego & Imperial County School
San Diego Electrical Health
Scripps Health
UFCW local
XiMed Medical Group

*This list is NOT all-inclusive. If your provider is not listed, please call (619) 286-3520 to find out if we accept your PPO plan.

PLEASE NOTE: When applying for a medical loan, be sure to include ALL fees, including surgeon, facility, anesthesia and loan administration fees. All fees are the patient's responsibility. Male Fertility & Sexual Medicine Specialists can help you to ensure that you have considered all of the costs. Our office will not be responsible for any shortfall between loan amounts and your final cost, so please be sure to consider all fees involved. The surgeon's fee must be paid in full prior to your procedure.